Springtime Water Issues in Your Home

The large amount of snow that has accumulated on rooftops this winter stands to cause a variety of problems for homeowners. An obvious issue is that the weight of the snow and ice has the potential to stress or even collapse a roof.

Another major issue facing Wisconsin homeowners is the formation of ice dams. Ice dams form when the thick layers of ice and snow which are stacked upon a roof begin to slowly melt. The melting snow will pool in gutters and freeze overnight, creating a dam of ice. The next day, when the snow begins to melt again, the water has nowhere to go. It instead pools underneath shingles and starts dripping down into the home.

It is important to note that water that runs, seeps, backs-up or leaks into your home is considered a flood. Flood damage is excluded by homeowner’s and renter’s policies. If you have questions about potential water damage to your home and the items in it, please do not hesitate to contact your insurance agent. They can provide you with more information regarding:

  • Purchasing a flood insurance policy, and/or
  • Endorsing your existing homeowner’s/renter’s policy to cover sewer and water back-up issues.
Sofia Tarnalitska