Home & Auto Insurance

Retired Couple

What is Homeowner’s Insurance?

Homeowner’s insurance is a package policy. It covers both damage to your home and its contents and your liability for any injuries or property damage you or members of your family cause to other people. Liability coverage also covers damage caused by household pets.

Property damage caused by most disasters is covered, but there are exceptions. The most significant exceptions are damage caused by floods, earthquakes, and poor maintenance. Flood and earthquake coverage are available by a separate policy or by endorsement.

Why do you need Homeowner’s Insurance?

Automobile Insurance

Klinner Insurance is your one stop outlet for both personal and commercial auto insurance. We represent numerous companies that provide auto insurance at competitive rates. We prefer to package your personal auto insurance with a homeowner’s insurance policy and an umbrella policy so that you can maximize discounts and obtain the broadest protection possible.

We insure most types of commercial automobiles, including, but not limited to delivery vehicles, sand and gravel trucks, log/pulp trucks, school buses, and freight carriers.

Auto Insurance